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That’s fine, I’ll just buy used phones instead again. I will never go back to using big carriers who want me to pay twice as much as a MVNO.
Couldn’t do it to myself, there is a reason MVNOS are cheaper they get deprioritised access to the network and the big one they collect all your data for selling.
You can still buy unlocked phones, you just can’t finance them with Apple Card monthly installments.