I use lightning on the regular. Transactions confirm in under a second, fees often less than a penny. Works incredibly well. For custodial wallets (less privacy but you can connect to your bank account to buy/sell BTC and they are as easy to use as venmo) check out Strike. For non-custodial wallets, Phoenix is great and super easy, for maximum privacy use Zeus but it’s slightly more complex than Phoenix.

Lightning, like Bitcoin which it is built on, provide pseudonymity not anonymity. Understand the difference and look into it if you’re curious. Still vastly better than credit cards, banks, etc when it comes to privacy.