It’s not such a binary thing. For example, you can obtain some, hodl for a bit, and later return them for a profit. It’s basically like the stock market, except people refer to the money you get as a “ransom” rather than a “profit” for some reason. What many people outside the industry don’t know is that it doesn’t officially become a crime until police get involved. So just insist on “No police!” in your sales calls. /s