Fair enough. I’m not in the US & I don’t know how things are going there, but here we also have the opportunity to use the same ID for different gvt services (or to use specific ID), but nothing is required for electronic payment (although the credit card is obviously linked to your identity), and overall I barely have to use my account on any of these services, unless I have a request which really occurs a couple times a year max.

And we can log on the website, no need to use any app, which work juste fine even with a VPN.