I, like many and hopefully some of y’all, stopped paying my student loans during Covid and never restarted paying because we’re supposed to have gotten relief from this debt that should’ve never existed in the first place. Now we have Trump coming back which kills the possibility of debt relief. So should I start repaying so I don’t get my wages garnished? Or do we think the government is going to be too inefficient to come after it?
Edit: At one point when I heard that it was the only way to get forgiveness, I moved all my debt from a third party to being a government loan. Does that change anything?
I was 17 and had never even seen $1,000 before, never had an actual job, and had no concept of what it could mean to lose a job. I was paying everything i owed plus extra until 2022, then i could only afford the massive minimum payments, then i lost my job this year and couldn’t afford that anymore. I can either put all my money into payments that ultimately do nothing for me, or i can put what little i have left into rent and food. If you can’t understand that, then you are very fortunate and i hope you never have to face down these sorts of choices because it is a truly terrible way to live.