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Joined 1 year ago
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Cake day: September 28th, 2023

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  • Your credit, which is a fancy name for the profile that financial companies build on you to determine whether you are able to pay back loans. When you apply for a credit card, get a loan, rent an apartment, or buy a car, the seller will look at your credit to determine whether you are a risk of not paying and will use this info to set interest rates and payment plans.

    Locking your credit means preventing these financial institutions from releasing your financial information to people who request it. This will prevent malicious actors from opening lines of credit in your name, but it will also prevent you from doing so as well.

    Unfortunately in the US we can’t tell a single entity that we do not want this information released. We need to inform multiple entities not to release this info since they are all independent.












  • Not a hot take at all. Asking someone to go from a GUI heavy operating system to a command line heavy one and be just as productive is lunacy. Like all major changes it is important to ween off the old thing.

    My biggest hurdle with the switch has been permission related issues, and you can’t deal with those cleanly with a UI, and every help thread under the sun throws out a bunch of command line commands giving a solution without explaining why those changes are needed. It may seem like Unix 101 to experienced Linux users, but it is really cryptic to newcomers coming from operating systems that are…cough more lenient with their permissions.

    There is also a mentality that UIs are much more idiot proof than command line. UIs are written by people who actually know the OS so we can’t accidentally delete our home folder because of a typo. It is a very legitimate concern.