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Joined 2 years ago
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Cake day: June 15th, 2023

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  • You only really need an account to get DLC, but I suppose it’s necessary these days. If you only have one switch for the family than you can make that account yourself. The kids would not have to have their own online accounts until they want to pay for their own content. (As I recall, Nintendo requires additional verification steps for accounts for under 13s, anyway. I think they require a $1 fee just to “prove” an adult approves the account.).

    And one thing I forgot is that if there are DLC/digital copies active on a primary switch, all accounts can use it. So you can install those and anyone can play. Then, if they ever get their own devices and let you log in and download all that content, they will be able to use it, subject to phone-home provisions. Unless they buy their own copies on their own accounts – then they will be able to use the DLC without phoning home.


  • We got a switch when it first came out, that was the only switch we had as a family for a while. It was shared just like any other console. Games like Mario Kart are just as playable on one switch as they are on prior platforms, if you buy more controllers.

    Eventually, as the kids got older, we got them switch lites so they could play games on their own. Physical cartridges are definitely sharable, the only catch is that (of course) you can only play one copy at a time and some games have an online/group play component that you can’t experience with one cartridge. So, for instance, Animal Crossing has one island per switch, so if you have two switches in the household you could swap the cart back and forth and both switches can play the game by swapping the cartridge, but characters from one can’t visit the other unless both games are running at the same time. We have bought an embarrassing number of Animal Crossing carts.

    Digital copies are tied to a Nintendo account. You can only have one “primary” switch attached to the account. That Switch will be able to run the games on the account without phoning home first. If that account is logged into other switches, they do get access to the games, but only if the non-primary switch has internet access to validate that the game is not being played by any other switch on the account. (I ran into this issue whe I wanted to play the BOTW DLC on a second switch on airplanes; I ultimately had to create a second account to buy it a second time on that switch to prevent it from phoning home).

    Digital copies also download the entire game into storage, while physical copies have the game in cartridge ROM and much less is stored locally. Getting a Digital copy of a large game might fill up most of your storage. This is why I still prefer cartridges, especially now that my kids are older and don’t lose them anymore.

    How is it affordable? It’s not, we eat a lot of ramen.

    Hope this helps!



  • Basic economy simply isn’t worth it. They nickel and dime you with all the BS fees. And the credit card thing is total bullshit, too. They do it because they want to make sure they have your card on file in order to sell you overpriced snack boxes and charge them to your seat.

    Once I had to buy a poor lady some crackers because she was on the last leg of a flight from Asia and hasn’t eaten anything, but the stewardess couldn’t take her money unless she had set up her CC ahead of time.

    I fly United often enough for work that I have some status, so I’m one of the entitied snobs who board first and hog all the overhead space.





  • There are 3 major credit reporting bureaus in the US which take reports on every American’s credit worthiness. Every time an American makes a payment, that information makes it to the bureaus. And before a new account is opened, a lender will ask the bureaus for a copy of that person’s report.

    When someone locks their credit file, they instruct the credit bureaus to not send those credit reports to lenders, which will prevent the lender from issuing the loan. They do it when they know that they will not apply for a loan, be cause it prevents fraudulent loans from being opened in their name.

    A common practice of identity thieves here is to open up a bunch of new credit cards or other loans in other people’s names, and run up the charges before that person finds out about the account and has it closed.

    Chexsystems is a special case, I know them as a clearinghouse to report people who write bad checks. But people are using checks less and less these days.