• 0 Posts
  • 11 Comments
Joined 1 year ago
Cake day: July 1st, 2023
  • fishpen0@lemmy.worldtoAsklemmy@lemmy.ml•What are some signs your getting older?
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    3 days ago

    This. Mid thirties here and I scraped my wrist on a moving box about a month ago. Didn’t even bleed. It turned into a dark scar that looks like I tried to cut myself.

    Sunburn too, I tan all splotchy now and you can feel the wrinkles forming around the burn in real time.

    And fitness is totally screwed. I hurt the arch of my foot just walking one day and it’s been two years of PT with practically zero progress. Anytime I take a funny step it resets back to zero.

    Plus i basically don’t build muscle anymore no matter how hard i try. I can finally afford a trainer and it’s going to take 3 years to get the amount of progress a 20 year old could get in a single summer. I finally get why juicing and T are so popular among wealthy men in my age group.

    If you are still under thirty start taking collagen and moisturizing daily. Do stretches every day even if you do no other fitness. It really really matters and you won’t ever know it’s paying off until all your friends are suddenly like me and you aren’t.

  • fishpen0@lemmy.worldtoComic Strips@lemmy.world•Selling Stuff Online
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    24 days ago

    This is a joke about Craigslist and Facebook marketplace listings. That’s why the sales person keeps saying to look at the “post” and not the sign. If you ever sell something online you will get hundreds of people like this. They clearly have the literacy to log on to the site and to ask questions in written form but still don’t read the post.

  • fishpen0@lemmy.worldtoAsklemmy@lemmy.ml•People who lived in an HOA, what was your biggest nightmare with them?
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    3 months ago

    It’s a duplex so the HOA only has two homes in it. The fees were designed to cover the water bill, master insurance policy, and slowly collect enough money to replace the roof every decade or two.

    Unfortunately the other unit has no interest in even basic maintenance so unless we take care of everything the place slowly just falls apart. We’ve had to fight with them over every tiny repair from siding damage to a literal hole in the roof that a squirrel chewed out. They keep running an Airbnb with loud guests who throw parties despite it being against the HOA and unless we pay for our own lawyer there’s no way to actually enact the fines and stuff as laid out in the HOA rules.

    We’re selling and never buying in a small HOA ever again

  • fishpen0@lemmy.worldtoAsklemmy@lemmy.ml•What nonmurder crime would you commit if all crime was legal for a day?
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    3 months ago

    I had a loan like this one. Probably a plus loan. For a while the rates for plus loans eclipsed 8% and plus loans accrue interest while you are in school. So if you don’t know what you’re doing, you can take on 4 years of interest before you even start paying. Turns a $20k loan into a $30k loan before you even graduate. Plus loans recapitalize interest whenever they come out of deferral so you actually pay interest on the interest as well. So by the time you pay the loan off that is then $41k in total payments for what was originally a 20k loan

    Do this 4 times for each year of undergrad and you’ll have 164000 in total loan payments over your lifetime.

    Plus loans are a government backed scam to fuck over poor kids who can’t front the cash for what the federal aid program covers. My base grants were only ~40k over 4 years and my federal unsubsidized and subsidized loans only were ~24k over 4 years.

    Meanwhile the prestigious university I was accepted to charged 24k per semester. So I had 64k of aid and low interest loans to pay a tuition of 192k. After my work study added an additional 20k/yr I was still short 48k and poof there the plus loans were to “help” me.