Grace Periods.
I’m glad I know them now, because for the longest time, I thought I was in a fucked situation whenever my finances were tight. Like if I was due a bill and my pay cannot cover it because of the dates being different. It used to make think that I had to take a hit and just roll with it. But no, some of my bills allow me a brief grace period where I can gather resources in time. Sometimes I’ll even stretch my money beyond some grace periods if it means that I can upkeep some resources then just pay the difference later.
To just invest in broad index funds instead of trying to play the stock market.
So what you’re saying is I should HOLD my Bored Ape NFTs?
/jk, broad stock & bond index funds are the way to go.
No no no, they’re saying buy more NTFs! They just need to be different apes so you can have a broad index of them!
:P
Hello fellow boglehead. Im happy i learned this at a young age, a long time ago.
I did both. Mostly ETFs, then some companies I liked. I’m up 100% over seven or so years, but I do admit I got lucky on companies I liked. All EFTs are up a bunch, the safest way to go!
How to properly manage a budget and how do credit cards work
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Any work or study done during an all-nighter is a waste.
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If you meet someone and all they do is talk about themselves, they won’t be a good friend.
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Nobody really cares how you look or what you wear. And anyone who does has bigger issues they would rather not deal with.
Depends. When I was in art school, I regularly worked for 36 hours straight, and at least once for 72 hours straight. But it’s studio work, where you’re actually making a <<thing>>; it never would have worked to have been trying to read Marx/Engels or Hegel and expect to have any kind of comprehension.
Any work or study done during an all-nighter is a waste.
Depends. I did some of my best work at this time (private project. not for my actual workplace).
Same. That’s when everyone else goes to sleep and actually leaves you time to focus on your work.
I sense ADHD (source: am ADHD)
Maybe ;)
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How to tie my shoes
I’m almost 40 and I still tie mine with bunny ears.
It’s worth learning. It is a much better knot. It’s not hard to learn. I used bunny ears for 15 years before I learned. Do your knots loosen pretty much everyday? Mine did. With the improved knot it doesn’t.
What’s the knot you are referring to??
This one: https://www.fieggen.com/shoelace/standardknot.htm
Interestingly the bunny ears one is considered by the person owning the shoelace site as good if done correctly. Maybe I did something wrong before I learned the standard knot. https://www.fieggen.com/shoelace/twoloopknot.htm
You can just ask people out. You can just ask to kiss someone. I was in my mid 20s when someone told me the first one, and late 20s when someone told me the second one. Dating got a lot easier after each revelation.
I agree with your comment in general, but it does depend entirely on the context and the situation. Eg, at work, you can’t just ask someone out. That’s a sure fire way to end up in front of HR.
Right, and you shouldn’t ask a married monogamous person out on a date, either. Never came up for me but is worth keeping in mind! A lot of guys seem to struggle with “she likes me bro she smiled at me” -> “my guy she’s the cashier at work she has to smile at customers.”
I had the biggest crush on a coworker, but I stick to this rule like it’s oxygen. I waited to ask her out until after we stopped working together. To my surprise, she said yes.
Nice job, well done.
You can just ask people out.
I know I can, but you think I dare do that?
You do it like this: Hey wanna go for a Japan trip with me?
No
Your own happiness is more important that somebody else’s happiness.
Not to say you shouldn’t be nice or help people, or invest in other people’s growth.
But don’t do it to the detriment of your own.
Go to therapy.
And don’t be ashamed about it. Don’t advertise it, but also don’t hide it. It’s 2024 and we’re allowed to ask for help.
Therapy is maintenance (at the very least). If you haven’t ever been to therapy, you’re driving around without an oil change.
Empathy, Hurt people hurt people.
I met a lot of people with traumatic histories, and were very insecure. They are utterly exhausting to be around. Constant nitpicking, valid criticism with brutal delivery. Make excuses to undermine others accomplishments.
They are not bad people, or have malicious intentions, but can only be described as utterly exhausting. You are always on edge.
That property has more rights and protections than people do.
The value of human life, in reality, is much lower than I thought it would be.
Laws and rights are only as good as the people & mechanisms that enforce them. A piece of paper doesn’t protect you, people do.
That people often prefer a comforting delusion over the truth, even if it hurts them in the long run.
I was today years old (20) when I realized to not rely on anyone for anything. You’re on your own in this small little world.
People love to talk about self reliance without thinking about it too hard - you’re not on your own, you’re entirely dependent on cooperating with others for your way of life. You did not builld you house, your car, your clothes, your bed. You did not grow your food, you did not mine the oil in your plastic products, nor refine it into them. You do not generate the electricity that powers your home and devices, you did not build the generator or infrastructure that brings power to you. Even the smallest things - the cutlery you use to eat, the soap you wash with, the bed you sleep on - were made by others for your use.
Self reliance is a capitalist myth that’s inherently disproven by modern civilisation.
My friend, I hate to tell you, but that’s just not true. We are incredibly at the whims of everyone else to even get too and from work or school each day. We only have running water, electricity, food in the fridge, etc., because we all depend on each other.
Don’t mistake being independant with being self-sufficent. Don’t mistake requiring the support of others for requiring the support of any one, specific person. Every single one of us is dependant on many of us, but none of us should plan on being dependant on any one specific person for our entire life. And that’s okay. This is how society functions, and life is a lot better for it.
Though I am sorry for whatever happened today to leave you feeling that jaded. Some individuals really just aren’t worth it. It sucks when we think they are, and find out the hard way.
you don’t have to make a living from the thing you enjoy most in life, in fact it’s sometimes better not to.
That I will never enjoy the taste of wine.
I figured out I would never like coffee in my teens, and had the same realization about beer in my 20s.
But it wasn’t until this year, in my mid-thirties, that I finally accepted that I don’t like the taste of wine and probably never will. After years of trying the full spectrum of wines, I had to admit that it wasn’t the “notes” that were turning me off, nor was it a problem with the quality of the wine. It was the fundamental “wine-ness” that I disliked, the same as I don’t like the “beer-ness” of beer or the “coffee-ness” of coffee.
I’ve never quite gotten into wine either. I like most stouts and porters. Bit anything too hopy in my bear and it’s going in the sink. Shame with the whole IPA revolution going on. Other than that cider and cocktails are the only thing I really enjoy consuming. Everything from the sweet Swedish Briska to the most fermented fresh pressed apple cider goes down without much problem.
I don’t feel too late to learn anything so far.
The thing that comes only with age is: to not give a fuck.
When we learn that it doesn’t matter we can all be little old people who are purple mohawk headed, wearing clashing neon adidas jumpsuit with zebra primted boas.
There’s always someone who will look at your life telling you you’re doing everything wrong. And you know what? That’s fine. It really doesn’t matter.
I only learned this a few weeks ago at 40 years old, now my hair is blue, both my ears are pierced and I’m a lot happier. I told my 19 year old daughter that “what will people think?” has been my mantra, now it’s “fuck 'em”
Hey, I’m you and you’re me! I also just turned 40 in late September. Happy belated birthday, ya old fart!
"at 20, you care the world what everyone thinks of you
At 40 you learn to not care what anyone thinks of you
At 60, you realize nobody has been thinking about you at all, the whole time."
If you quit worrying what people think of you, you’ll realize how seldom they do.